How to Actually Afford to Buy A Home in America

Home buyers today face tough challenges—housing prices have soared, a dollar doesn’t go as far as it once did and rent is more expensive than the past. How are people today making such a large purchase in spite of these hurdles? With more flexibility and a bit of creativity when it comes to financing, today’s buyers are finding ways to achieve homeownership. Know Your Options (And Credit Score) To even begin the home buying process, it’s important to know what resources are available. Turns out, according to a 2017 Fannie Mae working paper, “How Much Do U.S. Households Know About Qualifying …

6 Ways to Score a Lease in a Competitive Rental Market

Follow these six tips to give yourself an edge over other renters and achieve your goal. In a competitive rental market, you’ll need to do quite a bit more than simply fill out an application and put down a deposit. Since 2005, there has been “an uptick in renters, with people in their 50s and 60s making up the largest chunk of the increase,” CNN Money reports. With large numbers of millennials and Baby Boomers competing in a growing pool of renter applications, it’s important to consider ways to boost your odds during the application process. Read on to learn how to …